Our Investment Methodology

High performing property is a powerful vehicle for wealth creation and an essential part of any balanced investment portfolio.

However, locating, assessing, acquiring and managing prime property for optimal returns and developing and managing an expanding property portfolio takes a lot of time, expertise, extensive research and negotiating know-how.

All this against a backdrop of complex and ever changing property and financial markets.

For most investors this is simply beyond their means.

Secureinvest Property Group as a specialist property investment company has the resources, expertise and affiliations needed to thoroughly canvass and assess the property markets 7 days a week.

We are thus able to provide to investors access to a wide variety of property investment opportunities not available or unknown to the majority of investors.

As such, we offer investors diversity of choice and help them make sensible and informed property purchases ensuring that they get the very best value for their investment dollar.

We use strict selection criteria such as location, quality, amenity, rentability, affordability and return on investment and we only recommend property that has strong capital growth potential.

However, it is important to understand that there are a number of other factors that influence the effectiveness of a property investment and why it is that some investors seem to consistently do well whilst others struggle to cover their mortgage payments.

Fundamentally, optimum property investment is about .....

1. minimising your out-of-pocket expenses
2. maximising your potential capital growth

Beyond these two “maxims”, a property investment’s failure is often the result of one or more of the following criteria:

• Finance
  Loans from the traditional banks and other finance institutions can vary enormously.
  It is important to find a loan package that not only offers a competitive interest rate but is also flexible enough to meet your investment needs. e.g. interest-only loans offer lower repayments and greater tax advantages than principal and interest loans.
  Using an experienced and fully accredited mortgage/finance broker who can “shop around” on your behalf will save you not only money but a great deal of time as well.
• Accounting Advice
  It is prudent for investors to seek specialist accounting advice, e.g. taking up a loan in two names can cost thousands of dollars per year - to earn the highest tax rebates, a loan should be in the name of the person earning the highest salary; submitting a Tax Variation Form to the ATO in a timely manner.
• High Maintenance Properties
  Repairs and maintenance to older properties can add thousands of dollars to your outgoings and markedly affect return on investment. Investing in new or fully renovated properties can eliminate or minimise these out-of-pocket expenses.
• Maximising Non-Cash Deductions
  By purchasing older properties investors lose their entitlement to building “write off” allowances and substantial depreciation benefits. Tax rebates are thus lower and monthly outlays are significantly higher.
• Low rent and high vacancy periods
  Properties in secondary or less attractive locations may be vacant for long periods and will thus cost you money. Investment property should be purchased in areas with established infrastructure such as transport, shopping, schooling, recreational facilities and the like where there is a readily available pool of quality tenants.
• Research
  Ensure that the property you select has been thoroughly researched and is priced correctly.
• Low Capital Growth
  Location, Location, Location!
  There is a reason why a new three-bedroom house and land package in one area is priced the same as a one-bedroom unit in another area.
  Different locations have different capital growth rates and returns, tenant demand and provide different degrees of insulation against any downturn in the market, amongst other things, and this is reflected in pricing.
  

Advice and guidance from a property investment specialist will help to avoid the above scenarios.

Act Now, Save Thousands, Generate Income for Life

The first step towards financial independence is the development of a realistic plan. Conducted by one of our Senior Consultants, our assessments can be completed in the comfort of your home or at one of our local offices.

These assessments are FREE and there is no obligation to proceed. Complete our online form, so that we can start helping you today.